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Fire Extinguisher Tips for Your Business

8/20/2018 (Permalink)

Commercial Fire Extinguisher Tips for Your Business After fire damage to your building in North Dallas, TX, you may not be sure how to begin the cleanup process effectively.

Designating employees to become educated on fire extinguisher use may help protect property and life. Occupational Safety and Health Administration (OSHA) provides an online training video to help familiarize you with proper use of extinguishers, but they remind you that it is supplemental and does not replace hands-on training. Fires are classified by the type of material burning and extinguishers are clearly labeled for their use:

• Class A. Items in this category include paper, some plastics, and wood. Since this class uses water, you would not use this extinguisher on any flammable liquid fires, oil, combustible metals, or electrical fire.
• Class B. These are suitable for flammable liquid fires, like those from solvents, gasoline, and oil.
• Class C. When electrical equipment is involved in the fire, you need a Class C extinguisher.
• Class D. A specialty class for metals like potassium, magnesium, and sodium. These metals react with the oxygen in water and combust dramatically.
• Class K. These are especially designed for a kitchen fire from oil and grease.
• CO2 Extinguishers. Effective for Class B and Class C fires.

Be safe when using portable extinguishers. Many extinguishers are rated for multiple classes of fires but using the wrong class of fire extinguisher can cause a fire to spread or react explosively. A good example of this is spreading a grease fire by using water. When using a CO2 fire extinguisher, take extra care to protect your hands from the super cooled nozzle, which can cause frostbite, and use only in a well-ventilated area to prevent too much loss of oxygen for your safety. Be sure only to use portable extinguishers on fires that have just started, not large fires.

After fire damage to your building in North Dallas, TX, you may not be sure how to begin the cleanup process effectively. Fortunately, a professional fire mitigation company is knowledgeable and efficient at handling all the details. One company to help with your recovery and restoration will save you a lot of trouble and get everyone back to work in a timely manner. For more information, visit

The Facts About Water Damage and Insurance Coverage

8/15/2018 (Permalink)

Water Damage The Facts About Water Damage and Insurance Coverage While traditional homeowner’s insurance won’t cover a basement flood, it will help you out in other similar situations.

You may not think much about your homeowner’s insurance coverage on a daily basis, but you’re sure grateful for it when you need it most. The right coverage can save you thousands of dollars and a whole lot of hassles. Some people aren’t sure whether their policy covers a basement flood. If you’re wondering the same thing about your North Dallas, TX, home, it’s important to understand the limitations benefits of your insurance plan.

What Your Insurance Won’t Cover

It’s first critical to know what a typical homeowner’s insurance coverage won’t take care of. There are a handful of issues you should be aware of if water gets into your house.

• You have water damage because of poorly maintained plumbing or appliances.
• You’ve got a flooded basement because of an outside water or sewage line.
• Homeowner’s insurance won’t cover typical flooding, such as a basement flood, regardless of the cause, including storms, overflowing water or draining issues.

Coverage for Your Dwelling

While your insurance won’t take care of a flood, it should help you out if your home has sustained water damage because of a faulty appliance. For example, if your refrigerator leaks water onto your floor or if your washer hose breaks and spills water everywhere, your coverage should take effect. Your insurance will help pay for the repairs of this damage.

Personal Property

Similarly, if problems with appliances or pipes damage personal items such as computers or other electronics, your insurance should cover the costs. In these cases, it’s important to speak to your agent, who will help you determine the extent of your coverage.

Take Note of Damage

Before you call a restoration professional to clean up any damage, take photos and make a list of damaged items so you can provide these to your insurance agent.

While traditional homeowner’s insurance won’t cover a basement flood, it will help you out in other similar situations. Become familiar with your insurance today. For more information, visit

How To Understand Hurricane or Windstorm Commercial Insurance

8/15/2018 (Permalink)

Commercial How To Understand Hurricane or Windstorm Commercial Insurance Don’t let a windstorm or hurricane in North Dallas, TX, ruin your dream.

A successful, seaside business in North Dallas, TX, is a business owner’s dream come true. If you are currently living this dream, do not let it turn into your worst nightmare. If a hurricane or tropical storm damages or destroys your business, you immediately turn to your insurance coverage for help. Do you know what storm insurance covers?

Making Sense of Terminology

When you think about storm insurance, it may be confusing at first because it differs slightly from typical commercial insurance coverage:

• This specialized insurance coverage has a separate deductible than your commercial property insurance. Rather than a set amount of money, it is a percentage of the costs associated with the hurricane damage. The range is typically 1 – 5% of the total recovery costs. In the case of a total loss, the amount out of pocket is the percentage of the value of your property.
• When your commercial property is damaged by wind, your insurance company will considers the cause. Hurricane deductibles are relevant only when damage results from a hurricane or tropical storm, typically when noted as significant by the National Weather Service. Insurance companies also consider the timing of this “trigger” event when looking at restoration coverage. Windstorm deductibles cover any other cause of wind damage.

Location, Location, Location

Policy availability and details depend on where your business is located. Not all states offer hurricane insurance. Most states that have this specific insurance are, understandably, along the East Coast where the majority of hurricane activity is in the United States. In addition to these coastal states, Texas, Mississippi and Hawaii are covered as well.

Don’t let a windstorm or hurricane in North Dallas, TX, ruin your dream. Although it may be stressful and time-consuming, storm insurance helps you and your business recover. Partner with your commercial insurance agent and a storm restoration specialist to return your livelihood to pre-storm condition. For more information, visit

Exceptions to Commercial Insurance Mold Coverage

7/28/2018 (Permalink)

Major trouble, such as flooding and severe storms, can lead to mold damage, but so can much smaller problems. For example, a poorly installed air conditioning unit could lead to a damp spot that is out of sight. Most molds are harmless, but some can lead to liability claims or affect the structure of your building. Fortunately, commercial insurance usually covers related issues in Dallas, TX, but you need to be sure you have the proper mold insurance.

Risky Qualities of Mold.

Mold has many qualities that make it a significant risk for property owners and their insurance companies.

• It can grow just about anywhere, on drywall, wood, carpets, and paper.
• Mold travels by air, on clothing, and through ventilation systems.
• Where mold spores take hold, they begin to break down the materials being used as food. This process can weaken and eventually destroy those materials.
• Mold often grows where it isn't seen. Once you've found it, the damage may be extensive.

Your insurance company may help you avoid mold damage, reducing your risk and theirs. However, you also need to be aware that many of these companies have policy exceptions.

The Fungus Exclusion.

This policy exclusion pretty much means that mold remediation and resulting construction aren't covered. Fungus includes mold and mildew, as well as spores, toxins, odors, and the by-products of existing fungus. Some commercial insurance policies have language to the effect that fungus is covered if it was caused by fire, civil commotions, vandalism, or sinkhole collapse. However, there's isn't much likelihood that your mold problem originated from these situations.

Limited Fungus Coverage. 

With this type of policy, your damages, clean-up, and repairs are all covered by fungus that is the result of a specific cause other than fire or lightning. These specific causes include water damage and leaking fire-extinguishing equipment. If the mold is a result of flooding, the damages will only be covered if you have a flood coverage endorsement. Consider talking with your Dallas, TX, commercial insurance agent to determine whether you have the coverage you need.

For more information, please visit us at

How To Be a Grill (Cleaning) Master

7/28/2018 (Permalink)

No grill master ever earned the title without first being a grill cleaning pro. Whether it’s a yard sale steal or a top-of-line splurge your summer staple needs regular maintenance and cleaning to remain the master’s tool it is. Before you grab your apron grab your gloves and prepare for a major seasonal cleaning, making your grill the best it can be for a Bent Tree, TX summer!

Gather Your Materials.

As every master knows, a successful grill session requires all materials to be prepared beforehand. With the same concept in mind, prepare for your grill cleaning session with a few necessary supplies:

• Work gloves
• Grill brush
• Stainless-steel wipes
• Whisk broom
• Bucket
• Dish soap
• Foil
• Paper towels

Know Your Terrain.

Proper grill maintenance will minimize the risk of a grease fire, improve the performance of your grill and provide a clean aesthetic for your grill mastery. While there are some variances for cleaning charcoal and gas grills, start with the basics:

• Wearing work gloves, remove grill grates, racks and pans and set them in a bucket of hot water and dish soap. It is best to start this process while the grill is still slightly warm, but ensure all dials are off and the propane tank is disconnected.
• Cover heating elements with foil and use the grill brush to vigorously scrub the underside of the hood and inside walls of the grill and wipe down with a wet paper towel.
• Remove the components from the bucket and scrub down with the grill brush before replacing inside the grill.

For more information, please visit us at

Preparing for Flood Damage

7/28/2018 (Permalink)

Serious storms that produce flooding can threaten Bent Tree, TX, and require professional damage remediation at any time of year. However, there are countermeasures that homeowners can put into place before the deluge to minimize storm damage.

Know the Landscape.

Understanding the terrain around your property is vital. Conduct some simple research to familiarize yourself with your neighborhood’s geography.

• Determine if your home is located within a flood plain. Online tools and flood maps can ascertain whether your property is in a flood zone.
• Identify established evacuation routes and emergency shelters.

Prepare Your Home.

Both long-term planning and short-term response to imminent flooding are important strategies. Well-timed preventative measures can help minimize flood damage.

• Build a flood wall.
• Elevate your electrical panel, water heater and furnace above floor level.
• Install plumbing check valves.
• Keep storm drains and gutters cleared.
• Seal basement walls and floors.
• Keep tools and materials for filling sandbags accessible.
• Bring outdoor furniture and other belongings inside.
• Shut off propane tanks.
• Fill sinks and bathtubs with water for flushing toilets and cleaning.
• Fill water bottles for drinking.

Keep Yourself Informed.

Installing a reliable weather app on your personal electronics and monitoring conditions can help you maximize your response time when a weather event is on its way. Likewise, local radio and television stations provide the latest updates and information.

Prepare for Evacuation.

If authorities advise or mandate evacuation, gather your family and pets and move promptly along designated routes. If time permits beforehand, move belongings higher in your home, such as onto a second floor. Shut off utilities and unplug appliances. Be sure you have emergency kits with medications, supplies, and important documents such as identification and insurance papers.

For most homeowners, serious flooding will be at most, a rare event. Appropriate preparation can make a world of difference in weathering nature’s extremes.

For more information, please visit us at

Tips to Prevent Water Damage in Your Home

6/21/2018 (Permalink)

Water Damage Tips to Prevent Water Damage in Your Home Air Movers drying out a water damage.

When there is unexpected water in your home in Dallas, TX, you feel frustrated and overwhelmed. But, is water damage preventable? Most often, yes it is. Taking preemptive measures helps avoid time consuming and costly repairs later on. Follow the tips below to keep your house and belongings safe.

Perform Regular Maintenance and Inspection. 

When your home systems and appliances are running smoothly, sometimes it is hard to remember to check them for problems. Pay close attention to these common culprits of water damage in your home:

• Many appliances are connected to a water source. In the kitchen, this includes your refrigerator and dishwasher. In the laundry and/or utility room, the washing machine and hot water heater use fresh water as well. For these items, routinely inspect the hoses and connections. If you detect a problem, repair or replace the faulty source immediately.
• The heating, ventilation and air conditioning (HVAC) system is another frequent offender of water in your home. Have these systems inspected annually by a professional. Water leaking from your HVAC is not normal, so if you notice dripping address it promptly.
• Water from a broken pipe can leak slowly over time, or cause instant flooding. Be vigilant about a sudden increase in your water bill or soft, wet spots on walls or floors. These signs indicate that you have a pipe needing cleanup and repair right away.

Handle Problems Immediately.

If you find water in your home in Dallas, TX, take immediate action. The longer you delay, the more risk you run of continued and secondary water damage occurring. Standing water increases the threat of mold and further destruction to your home. Work with a water restoration specialist to return your home to its original state. This involves finding the source of the problem, drying the area, properly disinfecting contaminated space and restoring your home and belongings to preloss condition.

For more information, please visit us at

BBQ Safety this Summer

6/21/2018 (Permalink)

The summer is a great time to be outside grilling. It is also easy to forget that fires can start really easily. SERVPRO of Bent Tree wants to help you stay safe this summer with some grilling tips:

  1. Be sure to grill at least 5 feet from your home. A flare up could damage the home or catch an eave on fire resulting in a fire.
  2. Do not grill close to dead grass, lawn clippings, or composting. Dead vegetation is always letting off flammable gasses.
  3. Clean your grill of grease before use. The grease buildup will eventually cause a flaring that will burn your food and possibly your home.
  4. Never leave your grill while it's on. Most fire damage situations are because the chef left the grill and did not see there was a problem until it was too late.

How does storm water affect a home?

6/21/2018 (Permalink)

Storm Damage How does storm water affect a home? Debris left over from flooding.

Storm water is very destructive. The water ends up coming from all over the neighborhood and even the storm drains. There are many parasites, bacteria, and dirt that is then tracked into your home. For this purpose it's vital to have a certified restoration company take care of your home after flooding.

Removal of Flood Damaged Materials

Anything that is porous will need to be removed because of the contamination from the back water. Furniture, clothes, and even carpets are thrown out of the house to keep the homeowner's safe from harm.

Disinfecting the house is just as important because some items are still left behind after the demolition. Cement flooring and studs will be covered up after restoration but they will be thoroughly disinfected first. Call SERVPRO of Bent Tree for all your flooding restoration needs.

What is Flood Insurance?

6/21/2018 (Permalink)

Most commercial buildings already have a commercial property insurance policy. However, this only covers water damage related to burst pipes or other manmade problems. When "acts of God" happens, floods from storms, melting snow, hurricanes, or other natural disasters, you need a separate policy to cover it.

This policy will cover floodwater damage to:

• Structural damage to walls, floors, and ceilings
• Light Fixtures
• Office Furniture
• Company Inventory
• Business property

If a flood affects your property and these items or structures are damaged, then your commercial flood policy will generally cover the cost of replacing them with comparable items up to a certain point. An insurance adjuster will make necessary determinations regarding a claim, and the amount that may be awarded in compensation.

Call SERVPRO of Bent Tree at (972) 386-3808 if you have a flood damage.